Grow and Scale with Confidence

Empower your teams to innovate with unmatched flexibility, launch high-performing products with retail-like agility, and deliver standout customer experiences, at scale.

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Our Clients

Chosen by Leading P&C Insurers Worldwide

Globally, ambitious P&C carriers are leveraging INSTANDA to outperform their competitors with hyper-automation and AI solutions.

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Lead the Market

A Game-Changing Solution 

Forget months of reengineering products and customer journeys.
Use INSTANDA to seamlessly scale across channels, regions, and states using configurable components while complying with local regulations.

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Attain transformative efficiencies across your value chain

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Accelerate time-to-value and redirect capital toward future opportunities

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Adopt a focused investment strategy for high-growth areas

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Achieve market-leading products and exceptional customer experiences

Realize Maximum Control

Operate with Retail-Like Agility

Accelerate your speed of change.
Gain full control of your product design, build and change delivery lifecycle.

Operate with Retail-Like Agility

Accelerate your speed of change. Gain full control of your product design, build and change delivery lifecycle.

Maximize Product Performance

Optimize product performance, scale existing portfolios, and transform pricing and coverage capabilities with exceptional ease and speed. 

Empower Your Business Teams

Give your teams full configurability to create, test, manage and change products and implement changes, reducing months of preparation into weeks.

Deliver Exceptional Customer Experiences

Engage with and delight customers across multiple channels. No need to recreate products every time —simply replicate, A/B test, and adjust.

Launch MVPs with Minimal Risk

Rapidly stand up a Minimal Viable Product (MVP) to quickly test markets and then seamlessly integrate your back-office systems. 

Adapt to Regulatory & Environmental Shifts

Use INSTANDA's no-code interface to quickly and easily make updates —streamlining how your team stays compliant and adaptable. 

Modernize your Tech Stack

Cloud-Native, Secure by Design

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Auto-scale across any product, channel, or workload
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Always-on platform with global support and enterprise-grade security
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Continuous innovation with opt-in feature releases
Optimize your Value Chain

Move to a Replicable,
Scalable Model

Scale operations seamlessly, modernize systems effortlessly, and unlock game-changing data insights.

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Standardize Capability, at Scale

Effortlessly scale your business across channels, markets, states, and regions with replicable products, processes, and business components.

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Un-landlock Your Systems

Use INSTANDA to launch new ventures, modernize existing systems, or work alongside current technology. The choice is yours.

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Gain Actionable Data Insight

Unlock data for adaptability. Gain real-time access to data on individual product, underwriter, and distributor performance.

Collaborating for Success

Our Strategic Partners

We collaborate with world-leading partners to deliver exceptional outcomes.

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Connect What Matters

Be First to Adopt New Technologies

Move to an API-first approach and easily connect the technology components that give your business a competitive advantage.  

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Featured Client Stories

Meet the Insurers Building the Future

Moonrock Drone Insurance Realizes Lightning-Fast Scalability

90% reduction

in productivity time

“For us, it’s all about momentum. With the drone industry moving as quickly as it is, we must meet customers when they’re in a buying mindset. Investing in the right technology has enabled us to do this.” Simon Ritterband, Managing Director, Moonrock Drone Insurance  

Savvi Launches 10-point Smart Preventative Home Insurance   

95%

of underwriting and policy data pre-populated in quoting workflow  

“INSTANDA, for us, is a gamechanger. We’re at a point where we can underwrite, price, select, and deliver a policy with no touch. Without the open-API capabilities that INSTANDA has and the configurations with other third parties, none of what we’re achieving would be possible.” Mark Coons, CEO of Savvi Insurance  

Great Plains Casualty Accelerates Commercial Trucking Carrier Footprint 

19 states

reached within 4 months of launch

“Since Great Plains launched with INSTANDA, we’ve achieved all our geographic and revenue growth ambitions. The company’s been growing around 50% per annum and we expect to continue to do so as the products roll out to more states and we add more niche products into our offering.” Jonathan Howgate, Vice President of Great Plains Casualty  

AiA Accelerates Agent Quoting from Days to Seconds 

209% increase

in new business premium within a year

“With INSTANDA, we transformed our quoting process from a multi-day email exchange to real-time quotes in under two minutes. The new agent portal has been a game changer. New business premium is up 209%, declined applications are down 30%, and our underwriters are more efficient than ever.Patrick Albrecht, President of AIA 

Flow Flood Revolutionizes Flood Insurance in North America 

42 states

reached in 12 months since initial go-live

“Any company’s success is reliant on the relationships around it… Our message to the insurance marketplace is to go after your dreams. The tech is there now, so if you think something can be done better, go do it.” Michael Pallas, Co-Founder of Flow Flood Insurance  

ConTe.it Transforms Pet Insurance for the Future  

Streamlined product launch timelines from months to weeks 

“INSTANDA has invested in our business and in our project objectives. The team’s flexibility and the platform have proved to be very helpful when configuring new products and reports while being economical and cost-effective for our company.”Alessandro Castelli, Co-founder andformer Headof Innovation of ConTe.it 

Redefine Insurance

Expect
Exceptional

Be brave in your decisions to evolve your core business, knowing you have world-leading technology as a foundation. From the moment we connect, your experience with INSTANDA will be nothing short of exceptional. We collaborate with genuine passion and a relentless drive to deliver extraordinary outcomes.

Questions Property & Casualty Insurers Ask

How does INSTANDA give P&C insurers more flexibility and control?
As a leading global P&C Insurance Solution, INSTANDA has been purposefully built to give P&C insurers unparalleled control. Designed for flexibility and innovation, INSTANDA allows your business teams to create and configure insurance products without any code. Whether you're targeting specific markets, exploring new channels,or looking to enhance portfolio performance, INSTANDA offers unparalleled freedom and agility to innovate and adapt, at pace.
 
The fully-configurable no-code platform eliminates the risks of writing custom code and operates on a single code-base shared by all clients globally. This ensures efficient scaling and seamless management. With INSTANDA, you can rapidly launch any insurance product, anywhere in the world and effortlessly scale existing portfolios, empowering you to experiment and evolve with minimal investment in time and money.
 
We also collaborate with clients to drive innovation through shared roadmaps and co-investments. Together, we ensure innovation remains at the core of your strategy.
 
What P&C lines of business does INSTANDA support?

INSTANDA supports multiple lines of business all over the world. As a global SaaS digital insurance platform, we empower insurers, brokers, and MGAs to design, build, and distribute products digitally. INSTANDA's no code, fully-configurable policy administration and digital distribution platform enables insurance companies of all sizes to rapidly create and manage any product structure.

Launched in 2015, INSTANDA now has 80+ clients operating in more than 150 countries, and collaborates with world-leading partners to deliver exceptional outcomes. Unlike more generic low code and no code P&C Insurance Software Solutions, INSTANDA is purpose-built by insurers for insurers, offering exceptional industry redefining solutions for carriers, MGAs, brokers, banks, and consumers.

Is INSTANDA suitable for complex commercial lines?

Having the ability to package up different lines of business into one cohesive quoting workflow, INSTANDA is well-suited for complex lines of business, making it an ideal commercial insurance software solution. As a flexible and no code insurance platform, INSTANDA empowers product teams to quickly configure, launch, and manage intricate insurance products without the need for IT development. With the ability to handle complex rating mechanisms, underwriting workflows, and custom rules, INSTANDA is designed to adapt to even the most sophisticated insurance requirements. This enables commercial lines insurers to streamline operations, reduce time-to-market, and deliver tailored solutions to meet diverse client needs effectively.

Does INSTANDA have an implementation partner network?

INSTANDA collaborates with many world-leading partners to deliver exceptional outcomes. Whether you need robust support for scaling or light QA assistance for in-house teams, we've got you covered. INSTANDA’s software solutions for insurance are designed for regular business users. After training, business users or analysts have the toolset to handle product configuration, maintenance, and policy administration. We encourage clients to become self-sufficient, but our specialists and platform support are always available to assist.

How can INSTANDA be used by non-technical business teams and developers?

INSTANDA simplifies insurance product management for both business teams and developers. With minimal training, non-technical members of your team can configure, deploy, and manage insurance products and associated distribution sites without relying on IT resources, freeing up your developers to work on other streams of work.

For more advanced needs, developers can tap into features like HTML and CSS access, JavaScript integration, and tools for customizing documents and site pages. INSTANDA also offers an API layer, webhooks, events, and API call-out steps, enabling seamless integration with third-party systems and advanced workflows.

Regardless of the technical expertise that you have inhouse, INSTANDA empowers your team to streamline Property and Casualty Insurance Solutions effectively.

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INSTANDA is the world’s fastest growing Policy Administration and Distribution System.
A revolutionary departure from all other solutions, INSTANDA empowers insurers to dramatically reduce the time, risk, and cost of insurance product innovation across all lines of business, anywhere in the world.

F2X GROUP LIMITED is registered in England and Wales, no. 05236974. Head Quarters: 70 Gracechurch Street, London, EC3V 0HR
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