Embedded AI for Real-World Impact

Think beyond simple efficiency targets with embedded native AI that enables you to truly redefine how you create, manage and deliver insurance products.

No black boxes. No bolt-ons. INSTANDA is the only true cloud-native, no-code policy administration platform — and is now leading the way into a new era of AI-powered insurance.

Co-create with Confidence

Built in Collaboration with Industry Leaders

What sets INSTANDA apart? Our AI roadmap is shaped by collaboration—blending client priorities, partner insights, market trends, and strategic vision to deliver maximum impact.

Join the global community of insurers harnessing the power of INSTANDA AI to fundamentally change the way they do business and achieve remarkable gains in:
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Agility
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Scalability
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Productivity
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Accuracy
Empower your People

AI you can Trust, Measure, and Control

Determine exactly how you use AI and justify every decision to your customers, underwriters, auditors, and regulators, with AI that is explainable, auditable, and fully governed.

Define how AI works for you:

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Control

Configure AI to suit your needs, activating only the elements you choose

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Adapt

Apply AI across any product or line of business for scalable AI capability

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Augment

Adopt human-in-the-loop design principles, ensuring governance, transparency, and compliance

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Embed

Manage your data with strict guidelines, focused solely on insurance-specific contexts

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Integrate

Connect seamlessly with any third-party AI solutions you select

Embed AI for Impact

AI That Delivers for Your Business

Empower your underwriters, product teams, brokers, and customers with AI solutions that reduce operational friction, anticipate customer needs, support accurate decisions, and unlock critical insights - while keeping humans firmly in the loop.  

From live capabilities to those in development, our AI is advancing to:

Drive faster, more consistent underwriting decisions
Focus and enhance underwriters’ expertise with straight-through decisioning, reduced manual checks, and real-time insights — without sacrificing accuracy
Accelerate speed to market
Streamline product development and iteration, launch and adapt products faster with quicker versioning, implementation, and experimentation
Enhance risk selection and pricing accuracy

Improve underwriting decisions by combining key data, rules, and insightsmanage COR with better selection, reduced slip and leakage, and drive consistent technical results

Minimize manual effort and operational friction

Automate repetitive, low-value tasks, freeing teams to write more and better business fasterreducing operational costs, bottlenecks, and dependencies

Transform customer and broker experiences

Enhance clarity, accuracy, and response speed to deliver smoother broker and customer journeysimproving satisfaction and loyalty across the value chain

AI Product Spotlight

Simplify Policy Queries with Intelligent Chat

Interact directly with insurance quote and policy data using INSTANDA’s intelligent chat feature—available free to all clients.

  • Access instant policy and quote summaries

  • Get accurate, context-aware answers to policy or quote questions

  • Communicate in any language for tailored responses

  • Empower underwriters and agents with quick, informed insights

  • Customize the chatbot to fit your needs and branding  

INSTANDA is the world’s fastest growing Policy Administration and Distribution System.
A revolutionary departure from all other solutions, INSTANDA empowers insurers to dramatically reduce the time, risk, and cost of insurance product innovation across all lines of business, anywhere in the world.

F2X GROUP LIMITED is registered in England and Wales, no. 05236974. Headquarters: 70 Gracechurch Street, London, EC3V 0HR
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