Accelerate Innovation.
Scale Success. 

Test new ideas with minimal risk. Rapidly deploy Minimal Viable Products (MVPs) to explore new markets, channels, and customer segments — and pivot fast with precision. 

Expand effortlessly across geographies and channels. Adopt flexible, replicable product components and scalable architecture to fuel your growth.

Deliver seamless, digital-first experiences that today’s customers expect — and tomorrow’s customers will demand. 

Access real-time insights on product, channel, and underwriting performance to adapt fast and lead with confidence.

Regulations change fast. With INSTANDA’s configurable interface, adapt in minutes and stay compliant while delivering a seamless, customer-focused experience.

At INSTANDA, flexibility and innovation are at the core of our Life & Health Insurance Software. Our no-code cloud-native platform empowers life and health insurers to create, manage, and distribute insurance products across multiple markets and channels without writing a single line of code. This approach reduces costs and product launch times, enabling fast iterations and the ability to innovate with minimal risk.

Unlike low-code platforms, INSTANDA ensures a single code-base for all clients globally, enhancing reliability and scalability. Our platform allows full configuration of products and portals, giving insurers the freedom to innovate seamlessly.

INSTANDA works collaboratively with all clients on its product roadmap, with regular innovation discussions and the option to co-invest in new developments. This ensures clients stay ahead with cutting-edge solutions tailored to their strategic needs.

INSTANDA stands out as a world-leading Life and Health Insurance solution due to its powerful functionality. It gives insurers complete control over product and site creation with a no-code, fully configurable platform that eliminates dependency on external support. Speed to market is significantly accelerated, allowing rapid product launches while minimizing risks during implementation. INSTANDA is product, geography, and channel agnostic, enabling you to innovate with no restrictions. It supports Life, Health, and Non-Life insurance on a single platform, secured by Microsoft Azure, and automatically scales with your growth. Regular upgrades, delivered every 6-8 weeks, come at no additional cost, and clients can influence the platform's development roadmap. With a proven track record of delivering thousands of insurance products globally, INSTANDA is trusted by world-leading consulting partners. It’s the comprehensive platform Life and Health insurers need.

Yes, INSTANDA is designed to seamlessly integrate with existing (legacy) systems, allowing insurers to modernise their operations without the need for a complete system overhaul. Whether you're implementing Health Insurance Solutions or managing other product lines, INSTANDA's flexible API architecture facilitates smooth data flow and interoperability with your existing technology and third party apps.

This means you can leverage INSTANDA's powerful platform for product creation and management while maintaining consistency with the systems you already rely on. Our goal is to help you achieve agility and innovation without disrupting your current operations.

INSTANDA reduces insurers' operational expenses by streamlining the insurance lifecycle with its no-code platform. Instead of relying on costly and time-consuming traditional systems, insurers can use INSTANDA to design, launch, and manage products in real-time without the need for extensive IT support or lengthy development cycles. By automating processes such as underwriting, policy issuance, and claims handling, the platform minimises manual tasks and reduces error rates. Additionally, its flexibility allows insurers to adapt quickly to market changes, cutting downtime and operational inefficiencies. The result is a significant reduction in overhead costs while improving agility and speed to market.