Accelerate Innovation.
Scale Success.

Reimagine how you design, deliver, and scale insurance products with INSTANDA — the no-code SaaS platform redefining life insurance. Empower your teams to innovate at speed, accelerate time-to-market, and deliver standout digital experiences that win hearts and market share.

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Our Clients

Chosen by Life Insurers Worldwide

Join a global movement of forward-thinking life insurance companies using AI and no-code agility to redefine what’s possible in product innovation and customer engagement. 

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Connect with Ease

Build a Truly Customer-Centric Ecosystem

Easily integrate INSTANDA with partner solutions. Enrichen your technology stack with wearable health data, predictive analytics, automated medical underwriting, seamless claims management and more.

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Move Faster Where it Matters

Achieve Retail-Like Agility

With a global track record for delivering exceptional agility, INSTANDA empowers you to move faster where it matters most. 

Accelerate Product Innovation

Empower your teams to rapidly create, test, launch, and evolve products in weeks — not months. Launch faster, iterate smarter, and stay ahead of changing customer needs.

Launch MVPs with Confidence

Test new ideas with minimal risk. Rapidly deploy Minimal Viable Products (MVPs) to explore new markets, channels, and customer segments — and pivot fast with precision.

Delight Every Customer

Deliver seamless, digital-first experiences that today’s customers expect — and tomorrow’s customers will demand.

Turn Data into Decisions

Access real-time insights on product, channel, and underwriting performance to adapt fast and lead with confidence.

 

Reduce Costs, Not Control

Lower Your Technology Spend

Our pricing is deliberately designed to be fair — so the more premium you write, the more value and efficiency you’ll see. With low cost of ownership and higher operational efficiency, you can be confident of a strong return on investment as you scale.

Life Insurers that choose INSTANDA, achieve:

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Faster product development lifecycles

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Savings in technology-related operational costs

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Targeted Total Cost of Ownership (TCO) of managed GWP

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From product concept to go-live

Modernize your Tech Stack

Cloud-Native, Secure by Design

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Auto-scale across any product, channel, or workload
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Enterprise-grade security and uptime
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Continuous innovation with opt-in feature releases
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Always-on platform with global support
Expect Exceptional

Partnering for Success

Stay ahead with a technology partner continuously evolving to support your growth. With our proven delivery methodology, deep insurance knowledge, and commitment to success, we help you achieve impactful results.

Questions Life Insurance Companies Ask 

What type of life insurance products is INSTANDA suited to?

INSTANDA empowers you to build a life insurance ecosystem tailored to your unique needs. With its no-code platform, you can design, customize, and launch life insurance products quickly without relying on extensive IT resources. Seamlessly define customer journeys, underwriting rules, and product configurations to deliver a personalized experience for your policyholders. The platform’s flexibility allows you to integrate with third-party systems and adapt to changing market demands, ensuring you stay ahead of the curve. By putting control in your hands, INSTANDA enables faster time-to-market, reduces operational costs, and enhances customer satisfaction, making it the ultimate solution for creating a dynamic and scalable life insurance ecosystem.

Is the INSTANDA platform completely no code (fully configurable)?

INSTANDA is fully configurable. INSTANDA’s no-code platform empowers insurers, MGAs, and brokers to operate with unparalleled efficiency and agility. Fully configurable, the platform eliminates the need for coding or development expertise. Unlike traditional platforms that require custom code just to manage basic functions such as setting up new products, linking pages, or transferring information, INSTANDA streamlines the entire process. Its pre-built insurance objects enable business-level-users to configure and launch new products or build portals without relying on resource-strapped IT teams. This allows IT professionals to shift their focus toward strategic initiatives, while insurance professionals can bring new ideas to market faster and with minimal overhead. By simplifying complex processes, INSTANDA provides insurers and brokers with the tools to innovate and adapt to changing market demands, fostering greater autonomy and speed in product delivery.

How does INSTANDA's life insurance PAS improve efficiency?

INSTANDA’s Life Insurance Policy Administration System (PAS) streamlines insurance processes by providing a no-code environment that allows insurers to quickly create, launch, and manage insurance products without relying on extensive IT support. This reduces time-to-market for new products and improves scalability. Additionally, INSTANDA offers real-time data insights and automation tools that boost operational efficiency, reduce manual errors, and enhance customer experience. With its intuitive, user-friendly design, insurers can rapidly adapt to market demands, driving better outcomes in less time.

INSTANDA's flexibility extends to its ability to support multiple lines of business. This versatility empowers insurers to consolidate their product development within a single platform, reducing complexity and fostering innovation. Furthermore, its cloud-based infrastructure ensures secure, scalable operations while enabling seamless integration with existing systems. By eliminating traditional bottlenecks in insurance product development, INSTANDA helps organizations remain competitive in a rapidly evolving market.

Why is flexibility important in a life insurance PAS?

Flexibility in a Life Insurance PAS is crucial because it enables insurers to adapt to changing customer needs, market trends, and regulatory requirements. A rigid system limits product innovation and slows time to market, which can impact growth and profitability. INSTANDA’s platform is designed to be fully configurable, empowering life insurers to launch tailored products faster while delivering exceptional customer experiences. This adaptability ensures the ability to stay ahead in a competitive and evolving industry.

How does INSTANDA foster life insurance innovation?

Agility and innovation are at the core of INSTANDA, enabling insurers to rapidly create, distribute, and manage insurance products across any market and any channel. With our no-code platform, you can quickly build and launch life insurance products, allowing for rapid iteration and reducing time and costs. INSTANDA empowers your product teams to innovate confidently, knowing they can adapt to evolving customer needs and expectations. Unlike low-code or bespoke solutions, our single code-base ensures seamless operation across all clients with minimized risks. Clients also influence our development roadmap, fostering a collaborative approach to innovation. With co-investment initiatives and optional innovation funds, we align growth strategies with your business goals, ensuring continuous evolution. At INSTANDA, we don't just support innovation—we make it a fundamental part of your life insurance operations.

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INSTANDA is the world’s fastest growing Policy Administration and Distribution System.
A revolutionary departure from all other solutions, INSTANDA empowers insurers to dramatically reduce the time, risk, and cost of insurance product innovation across all lines of business, anywhere in the world.

F2X GROUP LIMITED is registered in England and Wales, no. 05236974. Head Quarters: 70 Gracechurch Street, London, EC3V 0HR
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